Miscellaneous Fee Schedule

Cashier's check – $4.00/each
Money Orders -- $4.00/each
Check copies -- $3.00/each (2 free per year)
Internet banking – FREE
Billpay Service—FREE (limit of 15 per month, over 15, $.35 each) with all Sutton Checking Accounts with the exception of Free Checking and HSA accounts ($2.95 mo) and Small Business Checking ($4.95/mo.)
Telephone banking/transfers - FREE
Fee for paying overdrafts - $30.00 (created by check, in-person withdrawals, ATM withdrawals or other electronic means
Fee for returning overdrafts – $30.00 (created by check, in-person withdrawals, ATM withdrawals or other electronic means
Continuous-day overdraft fee (assessed when an account has been overdrawn for 5 consecutive business days--starting day 5) - $5.00/day
Deposited item return - $10.00/item (assessed when a check or item deposited or cashed is refused for payment by the bank on which it was drawn
Stop payment –$30.00/each
Incoming wire transfers – FREE to customers, $20.00 to non-customers
Outgoing wire transfers--Domestic - $20.00/each
Online transfers - FREE (subject to account disclosures)
Legal Process--Customer is responsible for "any charges that the bank incurs in complying with such legal service".

ACH reject fee (assessed when an ACH item is rejected due to incorrect information) - $5.00 per item
Dormant account fees (after 12 months of no activity) - $5.00 per month
Account research - $20.00 per hour (1 Hour minimum)
Account cancellation fee (if closed within 90 days of opening) - $25.00
Returned mail fee (assessed when a required mailing is returned due to bad address) - $5.00/piece
Multiple signature fee (assessed when an account requires multiple signers, thus causing special handling) - $10.00/month