Miscellaneous Fee Schedule

  • Replacement (Lost) ATM Card - $5.00
  • ATM withdrawal restriction - $500.00/day withdrawal
  • Foreign ATM transactions
    • Shazam $1.50/transaction
    • CIRRUS $1.50/transaction
  • ACH Items
    • Incoming deposits – FREE
    • Outgoing withdrawals – FREE
  • Cashier's check – $4.00/each
  • Money Orders -- $4.00/each
  • Check copies -- $3.00/each (2 free per year)
  • Internet banking – FREE
  • Billpay Service—FREE (limit of 15 per month, over 15, $.35 each) with all Sutton Checking Accounts with the exception of Free Checking and HSA accounts ($2.95 mo) and Small Business Checking ($4.95/mo.) 
  • Telephone banking/transfers - FREE
  • Fee for paying overdrafts - $30.00 (created by check, in-person withdrawals, ATM withdrawals or other electronic means
  • Fee for returning overdrafts – $30.00 (created by check, in-person withdrawals, ATM withdrawals or other electronic means
  • Continuous-day overdraft fee (assessed when an account has been overdrawn for 5 consecutive business days--starting day 5) - $5.00/day
  • Deposited item return - $10.00/item (assessed when a check or item deposited or cashed is refused for payment by the bank on which it was drawn
  • Stop payment –$30.00/each
  • Incoming wire transfers – FREE to customers, $20.00 to non-customers
  • Outgoing wire transfers--Domestic - $20.00/each
  • Online transfers - FREE (subject to account disclosures)
  • Legal Process--Customer is responsible for "any charges that the bank incurs in complying with such legal service".
    • Garnishment, tax levy, escheat, etc. $75.00/each
  • ACH reject fee (assessed when an ACH item is rejected due to incorrect information) - $5.00 per item
  • Dormant account fees (after 12 months of no activity) - $5.00 per month
  • Account research - $20.00 per hour (1 Hour minimum)
  • Account cancellation fee (if closed within 90 days of opening) - $25.00
  • Returned mail fee (assessed when a required mailing is returned due to bad address) - $5.00/piece
  • Multiple signature fee (assessed when an account requires multiple signers, thus causing special handling) - $10.00/month

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Sutton Bank, Member FDIC, Equal Housing Lender