Miscellaneous Fee Schedule

• Replacement (Lost) ATM Card - $5.00
• ATM withdrawal restriction - $200.00/day withdrawal
• Foreign ATM transactions
• STAR $1.50/transaction
• CIRRUS $1.50/transaction
• ACH Items
• Incoming deposits – FREE
• Outgoing withdrawals – FREE
• Cashier's check – $4.00/each
• Money Orders -- $4.00/each
• Check copies -- $3.00/each (2 free per year)
• Internet banking – FREE
• Billpay Service—FREE (limit of 15 per month, over 15, $.35 each) with all Sutton Checking Accounts with the exception of Free Checking and HSA accounts ($2.95 mo) 
• Telephone banking/transfers - FREE
• Fee for paying overdrafts - $30.00 (created by check, in-person withdrawals, ATM withdrawals or other electronic means
• Fee for returning overdrafts – $30.00 (created by check, in-person withdrawals, ATM withdrawals or other electronic means
• Continuous-day overdraft fee (assessed when an account has been overdrawn for 5 consecutive business days--starting day 5) - $5.00/day
• Deposited item return - $10.00/item (assessed when a check or item deposited or cashed is refused for payment by the bank on which it was drawn
• Stop payment –$30.00/each
• Incoming wire transfers – FREE to customers, $20.00 to non-customers
• Outgoing wire transfers--Domestic - $20.00/each
• Online transfers - FREE (subject to account disclosures)
• Legal Process--Customer is responsible for "any charges that the bank incurs in complying with such legal service".
• Garnishment, tax levy, escheat, etc. $75.00/each
• ACH reject fee (assessed when an ACH item is rejected due to incorrect information) - $5.00 per item
• Dormant account fees (after 12 months of no activity) - $5.00 per month
• Account research - $20.00 per hour (1 Hour minimum)
• Account cancellation fee (if closed within 90 days of opening) - $25.00
• Returned mail fee (assessed when a required mailing is returned due to bad address) - $5.00/piece
• Multiple signature fee (assessed when an account requires multiple signers, thus causing special handling) - $10.00/month