When you combine an HSA with a qualified high deductible health insurance plan, both you and your employees gain control over rising health care costs. Both the employer and employee can make contributions to the HSA. These funds are excluded from income so your employees don't have to pay taxes on their savings. This is an ideal plan for employers who need to lower their health care expenditures.

Download HSA Application

For more information call (800) 422-3641.

• Must be covered by a health plan with a minimum deductible of $1,250 for individuals or $2,500 for families
• Annual out-of-pocket expenses (including deductible and co-pays) cannot exceed $6,250 for individuals or $12,500 for families
• Cannot be covered by other health insurance
• Cannot be enrolled in Medicare
• Cannot be claimed as a dependent on someone else's tax return

• Minimum opening balance of $50 per account
• Free HSA check cards
• Free incoming electronic transfers
• New account set-up fee (paper applications) is $10.00 per account; electronic applications are FREE

Rate Tiers

• $0-$499.99
• $500-$1,999.99
• $2,000-$4,999.99
• $5,000-$14,999.99
• $15,000 and over

OptionsXpress is getting out of the HSA line of business and will no longer allow any new account openings. If you currently have money invested with OptionsXpress and need to get it out, please use the link below:

https://www.optionsxpress.com/new_account.asp?HSA_APP=TRUE&ASID=74&BRANCHID=344