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No need to look too far for financial relief. Use the equity in your home as collateral for a loan or HELOC.

Key Features

  • Competitive Rates
  • Anytime Funds
  • Local Processing
  • Competitive rates for several short-term or one-time needs:
    • Education expenses
    • Major life events
    • Home remodel projects
    • Debt consolidation
    • And much more
  • The existing equity in your home is used as collateral backing
  • The interest paid might be tax deductible1
  • Repayment terms customized to fit your unique needs
  • Local decision-making and processing
  • Attentive, friendly service from start to finish

1Consult a tax advisor.

  • A flexible credit line for planned and unexpected expenses
  • Lower interest rates than most loans and credit cards1
  • Quick and easy access to money you need, when you need it
  • The existing equity in your home is used as collateral backing
  • The interest paid might be tax deductible2
  • Low monthly payments
  • Set up automatic payments to be deducted from your account monthly
  • Write up to 24 checks from this account per year
  • Annual fee of $453
  • Repayment terms tailored to fit your needs — up to 120 months
  • No minimum loan balance requirement
  • No initial draw requirement
  • No prepayment penalties
  • Local decision-making and processing
  • Attentive, friendly service from start to finish

 

1Variable APR is based upon the Wall Street Journal Prime Rate. The minimum APR is currently 5%. Maximum APR is 18%. Other rates and terms available. Property, title, and/or flood insurance may be required.

2Consult a tax advisor.

3Borrower must pay all applicable closing costs, which can range from $0 to $450.

*For owner-occupied, single-family primary residence only--no rental properties, with equity of up to 80% loan to value. Subject to credit approval. Variable interest rates and terms are subject to change without notice. Sutton Bank NMLS #458322. Member FDIC, Equal Opportunity Lender.

Old-fashioned Innovation

Give Us A Call: 800-422-3641