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Rewards Checking is an innovative free account that pays. With 1.77% APY*, your checking account becomes a true investment. There are never maintenance fees or hidden service charges, just rewards for using Sutton Bank as your primary bank.


To earn your rewards, simply do the following transactions and activities in your checking account each monthly qualification cycle:

*APY=Annual Percentage Yield. APYs accurate as of 6/17/2013. Rates may change after account is opened. Minimum to open is $100. If qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $5 per single transaction and credited to account on the last day of monthly statement cycle; (2) balances up to $25,000 receive APY of 1.77%; and (3) balances over $25,000 earn 0.50% interest rate on portion of balance over $25,000, resulting in a range of 1.77% to 0.63% APY depending on the balance. If qualifications are not met, all balances earn 0.05% APY. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying check card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through the second business day prior to the close of the current statement cycle. Transfers between accounts do not count as qualifying transactions. Fees may reduce earnings.

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