Online Safety

Your security is of the utmost importance at Sutton Bank. We believe that the best defense against online criminals is for us to keep you as informed as possible. Below are a practical set of tips to help you protect yourself against identity theft.


  • Report lost or stolen checks immediately.
  • Notify your banker of suspicious phone inquires such as those asking for account information to verify a statement or award a prize.
  • Closely guard your Personal Identification Numbers (PINs), passwords and receipts.
  • Shred any financial solicitations and bank statements before disposing of them.
  • Put outgoing mail into a secure, official Postal Service collection box.
  • If regular bills fail to reach you, call the company to find out why.
  • If your bills include questionable items, don't ignore them.
  • Periodically contact the major credit reporting companies to review your file and make certain the information is correct.

If you become a victim of identity theft you should do the following:

  • File a police report
  • Contact your banker
  • Notify credit bureau fraud units
  • Place a fraud alert statement on your credit report
  • Request credit bureaus to identify accounts closed due to fraud as "closed at consumer request"
  • Report check theft to check verification companies
  • Check post office for unauthorized change of address requests
  • Follow-up contacts with letter and keep copies of all correspondence Credit Reporting Bureaus:

Equifax

(www.equifax.com)

1-888-766-0008

Experian

(www.experian.com)

1-888-397-3742


TransUnion

(www.transunion.com)

1-800-680-7289


The Law Promote Access to Free Credit Reports

An amendment to the Federal Fair Credit Reporting Act (FCRA) requires each of the nationwide consumer reporting companies to provide you with a free copy of your credit report, at your request, once every 12 months.


A credit report contains information on where you live, how you pay your bills, and whether you've been sued, arrested, or filed for bankruptcy. Nationwide consumer reporting companies sell the information in your report to creditors, insurers, employers, and other businesses that use the information to evaluate your applications for credit, insurance, employment, or renting a home.


Request your credit report by email:

www.annualcreditreport.com


Request your credit report by phone:

Call 1-877-322-8228 to request your credit report by phone. You will go through a simple verification process. Your report will be mailed to you.


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