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Rewards Checking

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Summary

Rewards Checking is an innovative free account that pays. With 4.51% APY*, your checking account becomes a true investment. This is not an intro rate; you earn high interest as long as you have your account. Since we refund ATM fees incurred by other banks nationwide, you'll never waste those gains on getting cash. Plus you get a Visa Debit Card, Internet banking and online bill pay for free. There are never maintenance fees or hidden service charges, just rewards for using Sutton Bank.

* Annual Percentage Yield

Features

Earn 4.51% APY on balances up to $25,000 *

Free ATMs nationwide **

No minimum balance, low opening balance of $100

No maintenance fees

Free online banking and bill pay

Free Visa Check Card

* 4.51% Annual Percentage Yield (APY) paid on balances between one penny and $25,000 each cycle the minimum requirements are met. Balances over $25,000 earn 1.01% APY. If you do not meet the requirements per cycle, your account will still function as a free checking account earning 0.15% APY without ATM fee refunds.

** ATM refunds are capped at $5.00 per transaction, which covers most nationwide ATM transactions fees and surcharges.

Qualifications
  • Make at least 11 check card transactions per month
  • Set up one monthly direct deposit or ACH auto debit
  • Receive your statements electronically
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Sutton Bank, Member FDIC, Equal Housing Lender