Choice Checking

Choose to make monthly fees disappear with Choice Checking -- a convenient account that offers plenty of free services to simplify your banking.

Reduce the $4 fee by doing activities that make banking easier -- including using your debit card and receiving eStatements. Or get rid of the fee entirely as long as you maintain a minimum daily balance of $10,000 or more.

Summary
  • Low $4 monthly service fee
  • Easily reduce or eliminate the fee
  • Free Online Banking & Bill Pay
  • Free Mobile Banking
  • Free Mobile Text Message Banking
  • Free Telephone Banking
  • Free eStatements
  • Free Visa® Debit Card
  • Unlimited check writing
  • $100 minimum deposit to open

Make Your Monthly Fee Disappear

When you do the following transactions and activities in your Choice Checking account during each Monthly Qualification Cycle, your monthly service fee of $4 will be reduced as follows until the fee is retired for that corresponding Statement Cycle:

  • $2 if you are enrolled in and agree to receive eStatements
  • 25¢ for each debit card purchase that posts and settles, until the fee is retired

OR, (alternative qualifier)

  • $4 if you maintain a minimum daily account balance of $10,000

Transactions and activities may take one (1) or more Business Days from the date transaction occurred to post and settle to the account.

Qualifications: When you do the following transactions and activities in your Choice Checking account during each Monthly Qualification Cycle, your monthly service fee of $4.00 will be reduced as follows until the fee is retired for that corresponding Statement Cycle: 1) $2.00 if you are enrolled in and agree to receive eā€statements 2)$.25 for each debit card purchase that posts and settles, until fee is eliminated Alternative Qualifier: Maintain $10,000.00 minimum balance in Choice Checking Account Fee Reduction Distribution: Your aggregate fee reduction earnings will be credited to your Choice Checking account on the last day of the current Statement Cycle. No minimum balance is required to earn or to receive the account's rewards. Rewards less than a penny cannot be distributed. Qualifying transactions must post and clear the account during the monthly qualification cycle. Transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made."Monthly Qualification Cycle" means a period beginning one (1) Business Day prior to the first day of the current Statement Cycle through one (1) Business Day prior to the close of the current Statement Cycle. Benefits: Free online banking & bill pay; Free mobile banking; Free eStatements; Free Visa® debit card; Free telephone banking; Unlimited check writing; $100 minimum deposit to open Rewards: When Choice Checking qualifications are met during a Monthly Qualification Cycle: The account's monthly service fee will be eliminated

$25 fee will be assessed if account is closed on or before 90 days after new account opening