Free Kasasa Saver® is a great way to build savings. You'll earn up to 0.80% APY* on any balance. Even if you don't qualify for the higher rate, you'll get 0.15% APY*.
But qualifying is easy -- just do some banking basics in your Kasasa Cash® or Kasasa Cash Back® checking. Not only will you earn a better rate in Kasasa Saver, you'll also get cash rewards in your Kasasa® checking!
Please note that receiving eStatements and having at least one direct deposit is a condition of having the Kasasa Cash account. Receiving eStatements is a condition of having the Kasasa Cash Back account.
It's so easy to earn rewards!
Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. To earn your rewards just do the following transactions and activities in your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:
And if you don't meet the qualifications, don't worry.
Your Kasasa accounts are still free. Plus, you'll still earn our base rate on Kasasa Saver. And you can get right back to earning your full rewards the very next cycle that you qualify.
*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our bank. "Monthly Qualification Cycle" means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.
Reward Information: When your Kasasa Cash or Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your account(s) on the last day of the current statement cycle: Kasasa Saver: All balances receive an APY of 0.80%. Kasasa Cash: Balances up to $15,000 receive an APY* of 2.75%; and balances over $15,000 earn 0.50% interest rate on the portion of balance over $15,000., resulting in a range from 2.75% to 0.99% APY* depending on the account's balance. Kasasa Cash Back: 2.00% cash back on up to a total of $300.00 in debit card purchases that post and settle to the account during that cycle period. A maximum of $6.00 cash back may be earned per Monthly Qualification Cycle. When Kasasa Cash qualifications are not met, Kasasa Saver: All balances earn 0.15% APY. Kasasa Cash: All balances earn an APY* of 0.05%. Kasasa Cash Back: No cash back payments are made.
*APY = Annual Percentage Yield. APYs accurate as of 07/02/2018. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.
Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, and other requirements apply. $100 minimum deposit is required to open the account. Monthly Direct Deposit, enrollment to receive estatements, and sixteen debit card purchases are conditions of the Kasasa Cash account. Monthly ACH Credit or ACH Debit transactions, enrollment to receive estatements, and sixteen debit card purchases are conditions of the Kasasa Cash Back account. Enrollment in electronic services (e.g. electronic statements), may be required to meet some of the account's qualifications. Limit one Kasasa account per Primary social security number. A Kasasa account is required in order to have a Kasasa Saver account. There are no recurring monthly service charges or fees to open or close this account. Contact one of our customer service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC Kasasa, Kasasa Cash, Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.