Our Mobile Banking App makes depositing a check as easy as snapping a picture on your phone. With the same security and protection as Online Banking, you can enjoy the convenience of making deposits on the run or on the couch. The FREE Mobile Check Deposit feature allows you to deposit a check without a trip to the bank or Sutton ATM. First of all, please ensure that you are using the latest version of the Sutton Bank Mobile App.
If you are a consumer customer of Sutton Bank, and you do not see the Deposit icon at the bottom of your account screen on your mobile device, you will need to contact our call center at 419-426-3641 or 800-422-3641 to have the service enabled. Once you have been notified that the service is enabled, you will be ready to enjoy the convenience of mobile deposit. Each check must be endorsed to complete a valid deposit. Endorsement must include your signature and the phrase "for mobile deposit only."
For the first time, our businesses can now enjoy the convenience of a Mobile App, Sutton Bank Business Mobile, which can be found in the App Store. They will also have the availability of Mobile Check Deposit! See our Commercial Services Cash Management (Business Online Banking) page.
Mobile Check Deposit provides the same security that you have with our online Banking. As an additional protection, the images of your checks are stored securely at the bank after successfully processing and not on your mobile phone.
Checks must be from a U.S. institution and in U.S. dollars.
You agree that you will not use Mobile Deposit to deposit:
Each account is unique and there are limits for Mobile Check Deposits. Please contact our call center to determine your deposit limit. If your limit is too restrictive for your normal deposit activity, the limit can be reviewed and adjusted. Just call or email customer service at 800-422-3641 or firstname.lastname@example.org
The back of each check must include: The words "For Mobile Deposit Only" and your endorsement (payee's signature)
PLEASE NOTE: If the back of the check is not properly endorsed for mobile deposits, we reserve the right to reject the deposit.
Deposits are subject to verification and funds may not be available immediately. Check deposits received by 4:00 on a business day are usually available in your account the next business day. Business days are Monday thru Friday (excluding posted holidays).
Once you've made your deposit, you'll get an email confirmation that we've received your deposit and are processing it. If there are any problems with the check image itself or the endorsement, the deposit will be rejected and you will receive an email notification indicating why it was rejected. You can redeposit the check using the mobile application if you receive such notice. If there is any problem with the transaction, like insufficient funds for the check deposited or potential fraud, you'll receive a letter in the mail asking you to bring the check to a Sutton Bank branch to resolve the issue.
The cut-off time for Mobile Check Deposits are currently 4:00 pm Eastern time.
No! Mobile Check Deposit is a FREE service! However, we recommend that you check with your wireless service provider to see if there are any wireless carrier fees.