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Don't Fall for Fake Government Payment Scams
07/27/2026
By: Sutton Bank
Scammers know that news about government programs and financial assistance gets people's attention. That's why they often create convincing messages claiming you're eligible for a special payment, rebate, refund, or dividend. Recent examples include fake "Trump Checks," "Tariff Refunds," and other government payment offers circulating through text messages, emails, websites, and social media.
These offers are designed to steal your personal information, banking credentials, or money.
How the Scam Works
A scammer may contact you with exciting news that you're eligible for a government payment. They may direct you to click a link, complete an application, verify your identity, or pay a processing fee before receiving your money.
In other cases, you may receive a check with instructions to deposit it and send back a portion of the funds. Although the check may initially appear to clear, it can later be returned as fraudulent - leaving you responsible for the full amount.
Warning Signs
Watch for these common red flags:
- You're contacted unexpectedly about money you didn't apply for
- You're told to act immediately or risk losing the payment
- You're asked to provide your Social Security number, online banking credentials, or debit card information
- You're instructed to pay a fee, purchase gift cards, or send money to receive your payment
- The message contains suspicious links or asks you to download attachments
How to Protect Yourself
Before responding to any message about a government payment:
- Verify the information through official government sources
- Never share sensitive personal or banking information through unsolicited emails, texts, or phone calls
- Don't click on unfamiliar links
- Be skeptical of offers that seem too good to be true.
If you're unsure, contact your bank before taking action.
Sutton Bank Is Here to Help
Fraudsters are always finding new ways to target consumers, but staying informed is one of the best ways to protect yourself. If you receive a suspicious message involving a government payment program or believe you've shared personal information with a scammer, contact Sutton Bank as soon as possible. Together, we can help protect your accounts and reduce the risk of fraud.