Wherever Business Takes You, Access is a Tap Away
Digital banking keeps your connected — giving you secure, 24/7 access to your accounts from anywhere.
Features You’ll Love
- Mobile banking
- ACH services
- Real-time alerts
- 24x7 cash management:
- Business online offers anytime, anywhere access to real-time financial information, all presented in a visually appealing and user-friendly format.
- Streamlined navigation:
- An interactive, integrated overview page provides access to the most commonly used functionality.
- Customers use the overview page to view real-time account balances, make internal and external transfers, manage transactions, view alerts, launch bill payment, manage ACH and wires, and much more.
- Control employee access:
- You will have the ability to grant and limit employee access to specific types of fund transfers and payments.
- Value-added integration:
- Seamless integration with a comprehensive set of e-commerce, mobile banking and imaging systems creates a rich online channel that’s easy to use
- Pay bills and suppliers:
- Bill payment and ACH capabilities make Online for Business the only online service business customers need to pay bills and manage accounts.
- Record keeping:
- View and download an online statement
- View check and deposit images
- Point-and-click image access:
- Get point-and-click access to images for checks, deposit slips and other transaction-related documents.
Available Now! Same-Day ACH Service!
ACH transactions can now be sent and posted on the same day! Current Business Online Banking customers should check their email for details. When you determine the service is right for you, a new ODFI Amendment agreement must be completed and signed before it can be enabled. Contact us today!
How much does Same Day ACH cost?
- In addition to the cost of originating standard ACH items, there will be a per-item fee of $.25 each for Same Day items.
Are there transaction limits?
- Yes, transaction limit for Same Day ACH is $100,000, or up to your current ACH limit.
What are the submission deadlines for Same Day ACH?
The origination of all Same Day ACH files, transactions and batches must be received by 3:00 pm ET, at the latest, to process as a Same Day. There are three submission times daily for same-day ACH:
- First Processing Window: 9:30 am Eastern Time
- Second Processing Window: 1:45 pm Eastern Time
- Third Processing Window: 3:00 pm Eastern Time
If you have any questions, or wish to have Same-Day ACH enabled, please call 419.426.3641 or 419.747.7712.
To Learn More
Watch our ACH Manager video tutorial:
Watch our business online banking demo.
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- Convenient, secure service for Sutton Bank business customers1
- Easily keep track of your finances — even on the go:
- View balance information
- Review detailed account activity
- Approve transactions
- Transfer funds between your Sutton Bank accounts
- Pay bills
- Deposit checks by snapping a picture on your phone!
- Find a Sutton Bank ATM or branch
- Available via any web-enabled mobile device
- App download – iPhone® | Android™
- Save valuable time and effort
To Learn More
Watch our business mobile banking demo.
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View our business mobile banking FAQ.
1Wireless carrier data rates may apply.
- Flexible, customizable fraud protection for Sutton Bank online business banking customers1
- Focus more on growth, less on fraud
- Identify unauthorized transactions before a final payment is made
- Electronically verify the details of your cleared checks
- Ensure that your record matches the actual check before payment is issued
- Gives you a chance to intercept a fraudulently written check – before it impacts your account
- Easy to use
- Send your check information electronically, and we compare it to checks being processed
- Discrepancies will be posted for you to review
- Helps ensure your business funds are used the way they were intended, by individuals you’ve authorized
To Learn More
Watch our Positive Pay informational video.
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1Fees and charges apply. Business Online Banking Fee Schedule.
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total interest earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Bank Advantage
| Minimum Opening Balance | Minimum to avoid monthly fees | Minimum balance to earn interest | APY | Interest Rate | Compounding Frequency |
|---|---|---|---|---|---|
| $100.00 | $1,000.00 | $0.00 | 0.15% | 0.15% | Monthly |
Blue Chip MMIA
| Minimum balance to earn interest | Minimum Opening Balance | Minimum to avoid monthly fees | APY | Interest Rate | Compounding Frequency |
|---|---|---|---|---|---|
| 0.00 to 9,999.99 | $2,500.00 | $2,500.00 | 0.10% | 0.10% | Monthly |
| 10,000 to 24,999.99 | $2,500.00 | $2,500.00 | 0.30% | 0.30% | Monthly |
| 25,000 to 49,999.99 | $2,500.00 | $2,500.00 | 0.40% | 0.40% | Monthly |
| 50,000 to 99,999.99 | $2,500.00 | $2,500.00 | 0.75% | 0.75% | Monthly |
| 100,000 to 249,999.99 | $2,500.00 | $2,500.00 | 1.00% | 1.00% | Monthly |
| 250,000.00 & over | $2,500.00 | $2,500.00 | 1.26% | 1.25% | Monthly |
Business Plus Money Market
| Minimum balance to earn interest | Minimum Opening Balance | Minimum to avoid monthly fees | APY | Interest Rate | Compounding Frequency |
|---|---|---|---|---|---|
| 0.00 to 9,999.99 | $10,000.00 | $10,000.00 | 0.10% | 0.10% | Monthly |
| 10,000 to 24,999.99 | $10,000.00 | $10,000.00 | 0.25% | 0.25% | Monthly |
| 25,000 to 99,999.99 | $10,000.00 | $10,000.00 | 0.50% | 0.50% | Monthly |
| 100,000 to 249,999.99 | $10,000.00 | $10,000.00 | 1.51% | 1.50% | Monthly |
| 250,000 to 499,999.99 | $10,000.00 | $10,000.00 | 2.63% | 2.60% | Monthly |
| 500,000.00 to 999,999.99 | $10,000.00 | $10,000.00 | 2.89% | 2.85% | Monthly |
| 1,000,000.00 & over | $10,000.00 | $10,000.00 | 3.66% | 3.60% | Monthly |
Available to businesses only. No Public Fund or Government accounts. $20 monthly service fee if $10,000 minimum balance is not maintained.
Certificate of Deposits/IRA's
| Product | Minimum Balance | APY | Interest Rate | Compounding Frequency |
|---|---|---|---|---|
| 7-31 Day | $1,000.00 | 0.05% | 0.05% | At Maturity |
| 91 Day | $1,000.00 | 0.05% | 0.05% | Monthly |
| 90 Day Tiered | $1,000 to $9,999.99 | 0.05% | 0.05% | Monthly |
| 90 Day Tiered | $10,000 to $24,999.99 | 0.10% | 0.10% | Monthly |
| 90 Day Tiered | $25,000.00 & over | 0.15% | 0.15% | Monthly |
| 6 Month | $1,000.00 | 0.25% | 0.25% | Monthly |
| 9 Month | $1,000.00 | 0.30% | 0.30% | Monthly |
| 12 Month | $1,000.00 | 0.40% | 0.40% | Monthly |
| 18 Month | $1,000.00 | 0.40% | 0.40% | Monthly |
| 23 Month | $1,000.00 | 0.45% | 0.45% | Monthly |
| 24 Month | $1,000.00 | 0.45% | 0.45% | Monthly |
| 30 Month | $1,000.00 | 0.45% | 0.45% | Monthly |
| 36 Month | $1,000.00 | 0.55% | 0.55% | Monthly |
| 38 Month | $1,000.00 | 0.55% | 0.55% | Monthly |
| 42 Month | $1,000.00 | 0.60% | 0.60% | Monthly |
| 18 Month Variable IRA | $100.00 | 0.40% | 0.40% | Monthly |
Christmas/Vacation Club
| Product | Minimum Opening Balance | Minimum to avoid monthly fees | Minimum balance to earn interest | APY | Interest Rate | Compounding Frequency |
|---|---|---|---|---|---|---|
| Christmas/Vacation Club - CPN* | $1.00 | $0.00 | $0.00 | 0.05% | 0.05% | Annually |
| Christmas/Vacation Club - AT* | $1.00 | $0.00 | $0.00 | 0.10% | 0.10% | Annually |
*Christmas Club — must be auto transfer payment account only.
Health Savings Accounts
| Minimum balance to earn interest | Minimum Opening Balance | Minimum to avoid monthly fees | APY | Interest Rate | Compounding Frequency |
|---|---|---|---|---|---|
| 0.00 to 499.99 | $50.00 | $1,500.00 | 0.01% | 0.01% | Monthly |
| 500 to 1,999.99 | $50.00 | $1,500.00 | 0.01% | 0.01% | Monthly |
| 2,000 to 4,999.99 | $50.00 | $1,500.00 | 0.05% | 0.05% | Monthly |
| 5,000 to 14,999.99 | $50.00 | $1,500.00 | 0.20% | 0.20% | Monthly |
| 15,000 & over | $50.00 | $1,500.00 | 0.25% | 0.25% | Monthly |
Investment Checking
| Minimum balance to earn interest | Minimum Opening Balance | Minimum to avoid monthly fees | APY | Interest Rate | Compounding Frequency |
|---|---|---|---|---|---|
| 0.00 to 9,999.99 | $5,000.00 | $10,000.00 | 0.10% | 0.10% | Monthly |
| 10,000 to 24,999.99 | $5,000.00 | $10,000.00 | 0.15% | 0.15% | Monthly |
| 25,000 to 49,999.99 | $5,000.00 | $10,000.00 | 0.25% | 0.25% | Monthly |
| 50,000 to 99,999.99 | $5,000.00 | $10,000.00 | 0.45% | 0.45% | Monthly |
| 100,000.00 & over | $5,000.00 | $10,000.00 | 0.85% | 0.85% | Monthly |
Kasasa Cash*
| Minimum balance to earn interest | Minimum Opening Balance | Minimum to avoid monthly fees | APY | Interest Rate | Compounding Frequency |
|---|---|---|---|---|---|
| $0.00 to 15,000.00 | $100.00 | $0.00 | 2.78% | 2.75% | Monthly |
| Over 15,000.00 | $100.00 | $0.00 | 1.00% | 1.00% | Monthly |
*Kasasa Cash — must have at least 16 debit card purchases post and settle, recieve eStatement and at least one direct deposit.
Kasasa Saver*
| Minimum Opening Balance | Minimum to avoid monthly fees | Minimum balance to earn interest | APY | Interest Rate | Compounding Frequency |
|---|---|---|---|---|---|
| $100.00 | $0.00 | $0.00 | 1.00% | 1.00% | Monthly |
*Kasasa Saver — must have a linked Kasasa Cash or Kasasa Cash Back checking account.
Personal Savings & Checking
| Product | Minimum Opening Balance | Minimum to avoid monthly fees | Minimum balance to earn interest | APY | Interest Rate | Compounding Frequency |
|---|---|---|---|---|---|---|
|
Christmas/Vacation Club - CPN* Christmas/Vacation Club - AT* |
$1.00 | $0.00 | $0.00 | 0.10% 0.20% |
0.10% 0.20% |
Annually |
| Kasasa Saver* | $100.00 | $0.00 | $0.00 | .90% | .90% | Monthly |
|
Rewards Savings* |
$50.00 | $0.00 | $0.00 | .90% | .90% | Monthly |
| Statement Savings | $50.00 | $300.00 | $50.00 | 0.10% | 0.10% | Quarterly |
| Super Saver | $5,000.00 | $5,000.00 | $50.00 to $4,999.99 | 0.10% 0.15% |
0.10% 0.15% |
Quarterly |
| Bank Advantage | $100.00 | $1,000.00 | $0.00 | 0.05% | 0.05% | Monthly |
| Blue Chip MMIA | $2,500.00 | $2,500.00 |
$0.00 to 9,999.99 10,000 to 24,999.99 25,000 to 49,999.99 50,000 to 99,999.99 100,000 to 249,999.99 Over 250,000.00 |
0.05%
0.35%
0.40%
0.60%
0.75%
0.95% |
0.05%
|
Monthly |
| Investment Checking | $5,000.00 | $10,000.00 |
$0.00 to 9,999.99 10,000 to 24,999.99 25,000 to 49,999.99 50,000 to 99,999.99 Over 100,000.00 |
0.05% 0.25%
0.35% 0.50% 0.60% |
0.05%
0.25%
|
Monthly |
| Kasasa Cash* | $100.00 | $0.00 |
$0.00 to 15,000.00 Over to 15,000.00 |
2.75% 0.50% |
2.72% 0.50% |
Monthly |
| Rewards Checking* | $100.00 | $0.00 |
$0.00 to 25,000.00 Over to 25,000.00 |
1.26% 0.50% |
1.25% 0.50% |
Monthly |
| Health Savings Account | $50.00 | $1,500.00 |
$0.00 to 499.99 500 to 1,999.99 2,000 to 4,999.99 5,000 to 14,999.99 Over to 15,000 |
0.01% 0.05% 0.05% 0.10% 0.20% |
0.01% 0.05% 0.05% 0.10% 0.20% |
Monthly |
Fees may reduce earnings on some interest-bearing accounts.
Balances must be at least $0.01 to earn interest.
Rates and APYs may change after the account is opened or anytime thereafter.
*Kasasa Saver — must have a linked Kasasa Cash or Kasasa Cash Back checking account.
*Rewards Savings — must have a linked Rewards Plus Checking account.
*Kasasa Cash — must have at least 16 debit card purchases post and settle, recieve eStatement and at least one direct deposit.
*Rewards Checking — must have at least 11 debit card purchases post and settle, receive eStatement and at least one ACH debit or direct deposit.
*Christmas Club — must be auto transfer payment account only.
Rewards Checking
| Minimum balance to earn interest | Minimum Opening Balance | Minimum to avoid monthly fees | APY | Interest Rate | Compounding Frequency |
|---|---|---|---|---|---|
| $0.00 to 25,000.00 | $100.00 | $0.00 | 1.26% | 1.25% | Monthly |
| Over 25,000.00 | $100.00 | $0.00 | 0.90% | 0.90% | Monthly |
*Rewards Checking — must have at least 11 debit card purchases post and settle, receive eStatement and at least one ACH debit or direct deposit.
Rewards Savings
| Minimum Opening Balance | Minimum to avoid monthly fees | Minimum balance to earn interest | APY | Interest Rate | Compounding Frequency |
|---|---|---|---|---|---|
| $50.00 | $0.00 | $0.00 | 1.00% | 1.00% | Monthly |
*Rewards Savings — must have a linked Rewards Plus Checking account.
Statement Savings
| Minimum Opening Balance | Minimum to avoid monthly fees | Minimum balance to earn interest | APY | Interest Rate | Compounding Frequency |
|---|---|---|---|---|---|
| $50.00 | $300.00 | $50.00 | 0.05% | 0.05% | Quarterly |
Super Savings
| Minimum Opening Balance | Minimum to avoid monthly fees | Minimum balance to earn interest | APY | Interest Rate | Compounding Frequency |
|---|---|---|---|---|---|
| $5,000.00 | $5,000.00 | $50.00 to $4,999.99 | 0.05% | 0.05% | Quarterly |
| $5,000.00 | $5,000.00 | $5,000.00 & over | 0.05% | 0.05% | Quarterly |
