- Free checking that pays you back
- 2.00% cash back on debit card purchases*
- No category restrictions on purchases
- Cash back earned on up to $300 in purchases monthly
- Earn up to $72 cash back per year, $6 per month
- Refunds on ATM withdrawal fees, nationwide (up to $20 monthly)*
- Link to free Kasasa Saver® to maximize your savings
- No minimum balance to earn rewards
- No monthly maintenance fees
- Free digital banking, including:
- Free online banking with bill pay
- Free mobile banking with mobile deposit
- Free eStatements
- Free Visa® debit card
- $100 minimum deposit to open
Please note that receiving eStatements is a condition for having this account.
It's easy to earn rewards!
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle:
- At least 1 direct deposit, ACH credit, or ACH payment transaction
- At least 16 debit card purchases
And if you don't meet these qualifications, don't worry. Your account is still free. And you can get right back to earning your cash rewards the very next cycle that you qualify.
*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our bank. "Monthly Qualification Cycle" means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.
Reward Information: When your Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, you will receive (1) 2.00% cash back on up to a total of $300 PIN or signature based debit card purchases that post and settle to the account during that cycle period. A maximum of $6.00 cash back may be earned per Monthly Qualification Cycle. You will also receive reimbursements up to $20.00 per cycle (up to a maximum of $5.00 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of current statement cycle. Rates and rewards are variable and may change after account is opened at the Bank's discretion.
Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, other requirements apply. A deposit of $100 is required to open the account. Monthly ACH Credit or ACH Debit transactions, enrollment to receive estatements, and sixteen debit card purchases are conditions of this account. Limit one Kasasa account per social security number. There are no recurring monthly service charges or fees to open this account. Contact one of our Bank's customer service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa, Kasasa Cash, Kasasa Cash Back and Kasasa Saver are trademarks of BancVue, Ltd., registered in the U.S.A.