Business Spending Made Simple
Keep finances organized and accessible with a Sutton Bank Visa® credit card, so you can always meet your business needs.
Features You’ll Love
- Competitive rates
- Rewards program
- No annual fee
- Competitive interest rate of 12.50% APR (Annual Percentage Rate) fixed
APR for Purchases 12.50% fixed
APR for Cash Advances 12.50% fixed
Cash Advance Fee: Either $10 or 2% of the Cash Advance amount, whichever is greater
Balance Transfer Fee: Either $10 or 3% of the Balance Transfer amount, whichever is greater - No annual fee
- Participants earn points on money spent
- Register for the fantastic Scorecard Rewards program, offering:
- Travel rewards
- Awesome merchandise
- Gift cards and cash back
SecurLOCK Equip is a new mobile app that allows you to control how, when and where your credit card is used. It is a simple and secure way to manage and monitor your payment transaction activity. SecurLOCK Equip can help keep your payment cards safe and provide instant notifications whenever your card is used.
SecurLOCK Equip requires you to have a credit card account issued from Sutton Bank. You will also need an Apple or Android smartphone. After downloading the app you will be instructed to enter your full account number then other authentication information. Once registered you can begin using the app immediately.
Find more information on SecurLOCK and registering your card.
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total interest earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Bank Advantage
| Minimum Opening Balance | Minimum to avoid monthly fees | Minimum balance to earn interest | APY | Interest Rate | Compounding Frequency |
|---|---|---|---|---|---|
| $100.00 | $1,000.00 | $0.00 | 0.15% | 0.15% | Monthly |
Blue Chip MMIA
| Minimum balance to earn interest | Minimum Opening Balance | Minimum to avoid monthly fees | APY | Interest Rate | Compounding Frequency |
|---|---|---|---|---|---|
| 0.00 to 9,999.99 | $2,500.00 | $2,500.00 | 0.10% | 0.10% | Monthly |
| 10,000 to 24,999.99 | $2,500.00 | $2,500.00 | 0.30% | 0.30% | Monthly |
| 25,000 to 49,999.99 | $2,500.00 | $2,500.00 | 0.40% | 0.40% | Monthly |
| 50,000 to 99,999.99 | $2,500.00 | $2,500.00 | 0.75% | 0.75% | Monthly |
| 100,000 to 249,999.99 | $2,500.00 | $2,500.00 | 1.00% | 1.00% | Monthly |
| 250,000.00 & over | $2,500.00 | $2,500.00 | 1.26% | 1.25% | Monthly |
Business Plus Money Market
| Minimum balance to earn interest | Minimum Opening Balance | Minimum to avoid monthly fees | APY | Interest Rate | Compounding Frequency |
|---|---|---|---|---|---|
| 0.00 to 9,999.99 | $10,000.00 | $10,000.00 | 0.10% | 0.10% | Monthly |
| 10,000 to 24,999.99 | $10,000.00 | $10,000.00 | 0.25% | 0.25% | Monthly |
| 25,000 to 99,999.99 | $10,000.00 | $10,000.00 | 0.50% | 0.50% | Monthly |
| 100,000 to 249,999.99 | $10,000.00 | $10,000.00 | 1.51% | 1.50% | Monthly |
| 250,000 to 499,999.99 | $10,000.00 | $10,000.00 | 2.63% | 2.60% | Monthly |
| 500,000.00 to 999,999.99 | $10,000.00 | $10,000.00 | 2.89% | 2.85% | Monthly |
| 1,000,000.00 & over | $10,000.00 | $10,000.00 | 3.66% | 3.60% | Monthly |
Available to businesses only. No Public Fund or Government accounts. $20 monthly service fee if $10,000 minimum balance is not maintained.
Certificate of Deposits/IRA's
| Product | Minimum Balance | APY | Interest Rate | Compounding Frequency |
|---|---|---|---|---|
| 7-31 Day | $1,000.00 | 0.05% | 0.05% | At Maturity |
| 91 Day | $1,000.00 | 0.05% | 0.05% | Monthly |
| 90 Day Tiered | $1,000 to $9,999.99 | 0.05% | 0.05% | Monthly |
| 90 Day Tiered | $10,000 to $24,999.99 | 0.10% | 0.10% | Monthly |
| 90 Day Tiered | $25,000.00 & over | 0.15% | 0.15% | Monthly |
| 6 Month | $1,000.00 | 0.25% | 0.25% | Monthly |
| 9 Month | $1,000.00 | 0.30% | 0.30% | Monthly |
| 12 Month | $1,000.00 | 0.40% | 0.40% | Monthly |
| 18 Month | $1,000.00 | 0.40% | 0.40% | Monthly |
| 23 Month | $1,000.00 | 0.45% | 0.45% | Monthly |
| 24 Month | $1,000.00 | 0.45% | 0.45% | Monthly |
| 30 Month | $1,000.00 | 0.45% | 0.45% | Monthly |
| 36 Month | $1,000.00 | 0.55% | 0.55% | Monthly |
| 38 Month | $1,000.00 | 0.55% | 0.55% | Monthly |
| 42 Month | $1,000.00 | 0.60% | 0.60% | Monthly |
| 18 Month Variable IRA | $100.00 | 0.40% | 0.40% | Monthly |
Christmas/Vacation Club
| Product | Minimum Opening Balance | Minimum to avoid monthly fees | Minimum balance to earn interest | APY | Interest Rate | Compounding Frequency |
|---|---|---|---|---|---|---|
| Christmas/Vacation Club - CPN* | $1.00 | $0.00 | $0.00 | 0.05% | 0.05% | Annually |
| Christmas/Vacation Club - AT* | $1.00 | $0.00 | $0.00 | 0.10% | 0.10% | Annually |
*Christmas Club — must be auto transfer payment account only.
Health Savings Accounts
| Minimum balance to earn interest | Minimum Opening Balance | Minimum to avoid monthly fees | APY | Interest Rate | Compounding Frequency |
|---|---|---|---|---|---|
| 0.00 to 499.99 | $50.00 | $1,500.00 | 0.01% | 0.01% | Monthly |
| 500 to 1,999.99 | $50.00 | $1,500.00 | 0.01% | 0.01% | Monthly |
| 2,000 to 4,999.99 | $50.00 | $1,500.00 | 0.05% | 0.05% | Monthly |
| 5,000 to 14,999.99 | $50.00 | $1,500.00 | 0.20% | 0.20% | Monthly |
| 15,000 & over | $50.00 | $1,500.00 | 0.25% | 0.25% | Monthly |
Investment Checking
| Minimum balance to earn interest | Minimum Opening Balance | Minimum to avoid monthly fees | APY | Interest Rate | Compounding Frequency |
|---|---|---|---|---|---|
| 0.00 to 9,999.99 | $5,000.00 | $10,000.00 | 0.10% | 0.10% | Monthly |
| 10,000 to 24,999.99 | $5,000.00 | $10,000.00 | 0.15% | 0.15% | Monthly |
| 25,000 to 49,999.99 | $5,000.00 | $10,000.00 | 0.25% | 0.25% | Monthly |
| 50,000 to 99,999.99 | $5,000.00 | $10,000.00 | 0.45% | 0.45% | Monthly |
| 100,000.00 & over | $5,000.00 | $10,000.00 | 0.85% | 0.85% | Monthly |
Kasasa Cash*
| Minimum balance to earn interest | Minimum Opening Balance | Minimum to avoid monthly fees | APY | Interest Rate | Compounding Frequency |
|---|---|---|---|---|---|
| $0.00 to 15,000.00 | $100.00 | $0.00 | 2.78% | 2.75% | Monthly |
| Over 15,000.00 | $100.00 | $0.00 | 1.00% | 1.00% | Monthly |
*Kasasa Cash — must have at least 16 debit card purchases post and settle, recieve eStatement and at least one direct deposit.
Kasasa Saver*
| Minimum Opening Balance | Minimum to avoid monthly fees | Minimum balance to earn interest | APY | Interest Rate | Compounding Frequency |
|---|---|---|---|---|---|
| $100.00 | $0.00 | $0.00 | 1.00% | 1.00% | Monthly |
*Kasasa Saver — must have a linked Kasasa Cash or Kasasa Cash Back checking account.
Personal Savings & Checking
| Product | Minimum Opening Balance | Minimum to avoid monthly fees | Minimum balance to earn interest | APY | Interest Rate | Compounding Frequency |
|---|---|---|---|---|---|---|
|
Christmas/Vacation Club - CPN* Christmas/Vacation Club - AT* |
$1.00 | $0.00 | $0.00 | 0.10% 0.20% |
0.10% 0.20% |
Annually |
| Kasasa Saver* | $100.00 | $0.00 | $0.00 | .90% | .90% | Monthly |
|
Rewards Savings* |
$50.00 | $0.00 | $0.00 | .90% | .90% | Monthly |
| Statement Savings | $50.00 | $300.00 | $50.00 | 0.10% | 0.10% | Quarterly |
| Super Saver | $5,000.00 | $5,000.00 | $50.00 to $4,999.99 | 0.10% 0.15% |
0.10% 0.15% |
Quarterly |
| Bank Advantage | $100.00 | $1,000.00 | $0.00 | 0.05% | 0.05% | Monthly |
| Blue Chip MMIA | $2,500.00 | $2,500.00 |
$0.00 to 9,999.99 10,000 to 24,999.99 25,000 to 49,999.99 50,000 to 99,999.99 100,000 to 249,999.99 Over 250,000.00 |
0.05%
0.35%
0.40%
0.60%
0.75%
0.95% |
0.05%
|
Monthly |
| Investment Checking | $5,000.00 | $10,000.00 |
$0.00 to 9,999.99 10,000 to 24,999.99 25,000 to 49,999.99 50,000 to 99,999.99 Over 100,000.00 |
0.05% 0.25%
0.35% 0.50% 0.60% |
0.05%
0.25%
|
Monthly |
| Kasasa Cash* | $100.00 | $0.00 |
$0.00 to 15,000.00 Over to 15,000.00 |
2.75% 0.50% |
2.72% 0.50% |
Monthly |
| Rewards Checking* | $100.00 | $0.00 |
$0.00 to 25,000.00 Over to 25,000.00 |
1.26% 0.50% |
1.25% 0.50% |
Monthly |
| Health Savings Account | $50.00 | $1,500.00 |
$0.00 to 499.99 500 to 1,999.99 2,000 to 4,999.99 5,000 to 14,999.99 Over to 15,000 |
0.01% 0.05% 0.05% 0.10% 0.20% |
0.01% 0.05% 0.05% 0.10% 0.20% |
Monthly |
Fees may reduce earnings on some interest-bearing accounts.
Balances must be at least $0.01 to earn interest.
Rates and APYs may change after the account is opened or anytime thereafter.
*Kasasa Saver — must have a linked Kasasa Cash or Kasasa Cash Back checking account.
*Rewards Savings — must have a linked Rewards Plus Checking account.
*Kasasa Cash — must have at least 16 debit card purchases post and settle, recieve eStatement and at least one direct deposit.
*Rewards Checking — must have at least 11 debit card purchases post and settle, receive eStatement and at least one ACH debit or direct deposit.
*Christmas Club — must be auto transfer payment account only.
Rewards Checking
| Minimum balance to earn interest | Minimum Opening Balance | Minimum to avoid monthly fees | APY | Interest Rate | Compounding Frequency |
|---|---|---|---|---|---|
| $0.00 to 25,000.00 | $100.00 | $0.00 | 1.26% | 1.25% | Monthly |
| Over 25,000.00 | $100.00 | $0.00 | 0.90% | 0.90% | Monthly |
*Rewards Checking — must have at least 11 debit card purchases post and settle, receive eStatement and at least one ACH debit or direct deposit.
Rewards Savings
| Minimum Opening Balance | Minimum to avoid monthly fees | Minimum balance to earn interest | APY | Interest Rate | Compounding Frequency |
|---|---|---|---|---|---|
| $50.00 | $0.00 | $0.00 | 1.00% | 1.00% | Monthly |
*Rewards Savings — must have a linked Rewards Plus Checking account.
Statement Savings
| Minimum Opening Balance | Minimum to avoid monthly fees | Minimum balance to earn interest | APY | Interest Rate | Compounding Frequency |
|---|---|---|---|---|---|
| $50.00 | $300.00 | $50.00 | 0.05% | 0.05% | Quarterly |
Super Savings
| Minimum Opening Balance | Minimum to avoid monthly fees | Minimum balance to earn interest | APY | Interest Rate | Compounding Frequency |
|---|---|---|---|---|---|
| $5,000.00 | $5,000.00 | $50.00 to $4,999.99 | 0.05% | 0.05% | Quarterly |
| $5,000.00 | $5,000.00 | $5,000.00 & over | 0.05% | 0.05% | Quarterly |
