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High interest means more money for you. And with no monthly maintenance fees it’s actually yours to keep.

Key Features

  • High Interest
  • No Monthly Maintenance Fees
  • No Minimum Balance Requirements

Do you currently have an account with Sutton Bank?

Free checking that pays high interest!

2.75% APY* on balances up to $15,000

  • 2.75% to 0.79% APY on balances over $15,000 depending on balance in account*
  • 0.05% APY* if qualifications aren't met
  • Refunds on ATM withdrawal fees, nationwide (up to $20 monthly)*
  • Link to free Kasasa Saver® to maximize your savings
  • No minimum balance to earn rewards
  • No monthly maintenance fees
  • Free digital banking, including:
    • Free online banking with bill pay
    • Free mobile banking with mobile deposit
    • Free eStatements
  • Free Visa® debit card
  • $100 minimum deposit to open

Please note that receiving eStatements and having at least one direct deposit are conditions for having this account.

It’s easy to earn rewards!

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • At least 16 debit card purchases 

And if you don't meet this qualification, don't worry. Your account is still free. Plus, you'll still earn our base rate. And you can get right back to earning your full rewards the very next cycle that you qualify.

See 2019 Qualification Cycle Schedule here.

Do you currently have an account with Sutton Bank?

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our bank. "Monthly Qualification Cycle" means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle: An interest rate of 2.72% will be paid on the portion of your balance that is less than or equal to $15,000. The annual percentage yield for this tier is 2.75%. An interest rate of 0.50% will be paid on the portion of your balance that is greater than $15,000 resulting in an annual percentage yield ranging from 2.75% to 1.35%, depending on the balance in the account. When your Kasasa Cash account qualifications are not met, the interest rate paid on the entire balance will be 0.05% with an annual percentage yield of 0.05%; (2) you will receive reimbursements up to $20.00 ($5.00 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. *APY = Annual Percentage Yield. APYs accurate as of 07/02/18. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, and other requirements apply. A deposit of $100 is required to open the account. Monthly Direct Deposit, enrollment to receive estatements, and sixteen debit card purchases are conditions of this account. Limit one Kasasa account per primary social security number. There are no recurring monthly service charges or fees to open this account. Contact one of our Bank's customer service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa, Kasasa Cash, Kasasa Cash Back and Kasasa Saver are trademarks of BancVue, Ltd., registered in the U.S.A.

Old-fashioned Innovation

Give Us A Call: 800-422-3641