Your Sutton Bank Accounts, Managed Your Way 

Take control of your finances with digital banking tools — whether online or in the app. 

Features You’ll love 

  • Set up payments in advance 
  • Deposit checks with a few taps 
  • Easily access account statements 
Kasasa Cash CalculatorDisclaimer

Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.

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  • Estimated monthly interest earned* $0
  • Monthly ATM fees refunded**$0
Buy vs. Lease CalculatorDisclaimer

This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.

1. Vehicle Info
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2. Loan Details
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3. Lease Details
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CD CalculatorDisclaimer

A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.

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What is the compounding interval?
  • Total interest earned $0
  • Annual Percentage Yield (APY)0.000%
Savings Goal CalculatorDisclaimer

Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.

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Simple Loan CalculatorDisclaimer

This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.

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  • Total paid $0
  • Total interest paid $0

Bank Advantage

Minimum Opening Balance Minimum to avoid monthly fees Minimum balance to earn interest APY Interest Rate Compounding Frequency
$100.00 $1,000.00 $0.00 0.15% 0.15% Monthly

Blue Chip MMIA

Minimum balance to earn interest Minimum Opening Balance Minimum to avoid monthly fees APY Interest Rate Compounding Frequency
0.00 to 9,999.99  $2,500.00 $2,500.00 0.10% 0.10% Monthly
10,000 to 24,999.99  $2,500.00 $2,500.00 0.30% 0.30% Monthly
25,000 to 49,999.99 $2,500.00  $2,500.00  0.40%  0.40%  Monthly 
50,000 to 99,999.99  $2,500.00  $2,500.00  0.75%  0.75%  Monthly 
100,000 to 249,999.99  $2,500.00  $2,500.00  1.00%  1.00% Monthly 
 250,000.00 & over  $2,500.00  $2,500.00  1.26% 1.25% Monthly 

 

Business Plus Money Market

Minimum balance to earn interest Minimum Opening Balance Minimum to avoid monthly fees APY Interest Rate Compounding Frequency
0.00 to 9,999.99  $10,000.00 $10,000.00 0.10% 0.10% Monthly
10,000 to 24,999.99  $10,000.00 $10,000.00 0.25% 0.25% Monthly
25,000 to 99,999.99 $10,000.00  $10,000.00  0.50%  0.50%  Monthly 
100,000 to 249,999.99  $10,000.00  $10,000.00  1.51%  1.50%  Monthly 
250,000 to 499,999.99  $10,000.00  $10,000.00  2.63%  2.60% Monthly 
500,000.00 to 999,999.99 $10,000.00 $10,000.00 2.89% 2.85% Monthly
 1,000,000.00 & over  $10,000.00  $10,000.00  3.66% 3.60% Monthly 

Available to businesses only. No Public Fund or Government accounts. $20 monthly service fee if $10,000 minimum balance is not maintained.

Certificate of Deposits/IRA's

Product Minimum Balance APY Interest Rate Compounding Frequency
7-31 Day $1,000.00 0.05% 0.05% At Maturity
91 Day $1,000.00 0.05% 0.05% Monthly
90 Day Tiered $1,000 to $9,999.99 0.05%  0.05%  Monthly
90 Day Tiered $10,000 to $24,999.99 0.10% 0.10%  Monthly 
90 Day Tiered  $25,000.00 & over 0.15%  0.15%  Monthly 
6 Month $1,000.00 0.25%  0.25%  Monthly
9 Month $1,000.00 0.30%  0.30% Monthly
12 Month $1,000.00 0.40%  0.40%  Monthly
18 Month $1,000.00 0.40%  0.40%  Monthly
23 Month $1,000.00 0.45%  0.45%  Monthly
24 Month $1,000.00 0.45% 0.45%  Monthly
30 Month $1,000.00 0.45% 0.45%  Monthly
36 Month $1,000.00 0.55% 0.55%  Monthly
38 Month $1,000.00 0.55% 0.55%  Monthly
42 Month $1,000.00 0.60% 0.60%  Monthly
18 Month Variable IRA $100.00 0.40% 0.40%  Monthly 

 

Christmas/Vacation Club

Product Minimum Opening Balance Minimum to avoid monthly fees Minimum balance to earn interest APY Interest Rate Compounding Frequency
Christmas/Vacation Club - CPN* $1.00 $0.00 $0.00 0.05% 0.05% Annually 
Christmas/Vacation Club - AT* $1.00 $0.00 $0.00 0.10% 0.10% Annually 

*Christmas Club — must be auto transfer payment account only.

Health Savings Accounts

Minimum balance to earn interest Minimum Opening Balance Minimum to avoid monthly fees APY Interest Rate Compounding Frequency
0.00 to 499.99  $50.00 $1,500.00 0.01% 0.01% Monthly 
500 to 1,999.99  $50.00 $1,500.00 0.01% 0.01% Monthly 
2,000 to 4,999.99  $50.00  $1,500.00  0.05% 0.05%  Monthly  
5,000 to 14,999.99  $50.00  $1,500.00  0.20%  0.20% Monthly  
15,000 & over $50.00  $1,500.00  0.25%  0.25% Monthly  

 

Investment Checking

Minimum balance to earn interest Minimum Opening Balance Minimum to avoid monthly fees APY Interest Rate Compounding Frequency
0.00 to 9,999.99 $5,000.00 $10,000.00 0.10% 0.10% Monthly 
10,000 to 24,999.99  $5,000.00 $10,000.00 0.15% 0.15% Monthly 
25,000 to 49,999.99 $5,000.00  $10,000.00   0.25%  0.25% Monthly
50,000 to 99,999.99  $5,000.00  $10,000.00   0.45%  0.45% Monthly
 100,000.00 & over $5,000.00  $10,000.00   0.85%  0.85% Monthly

 

Kasasa Cash*

Minimum balance to earn interest Minimum Opening Balance Minimum to avoid monthly fees APY Interest Rate Compounding Frequency
$0.00 to 15,000.00  $100.00 $0.00 2.78% 2.75% Monthly
Over  15,000.00 $100.00 $0.00 1.00% 1.00% Monthly

 

*Kasasa Cash — must have at least 16 debit card purchases post and settle, recieve eStatement and at least one direct deposit.

Kasasa Saver*

Minimum Opening Balance Minimum to avoid monthly fees Minimum balance to earn interest APY Interest Rate Compounding Frequency
$100.00 $0.00 $0.00 1.00% 1.00% Monthly

 

*Kasasa Saver — must have a linked Kasasa Cash or Kasasa Cash Back checking account. 

Personal Savings & Checking

Product Minimum Opening Balance Minimum to avoid monthly fees Minimum balance to earn interest APY Interest Rate Compounding Frequency

Christmas/Vacation Club - CPN*

Christmas/Vacation Club - AT*

$1.00 $0.00 $0.00 0.10%
0.20% 
0.10%
0.20% 
 Annually
Kasasa Saver* $100.00 $0.00 $0.00 .90% .90%   Monthly

Rewards Savings*

$50.00 $0.00 $0.00 .90% .90%   Monthly
Statement Savings $50.00 $300.00 $50.00 0.10% 0.10%   Quarterly
Super Saver $5,000.00 $5,000.00 $50.00 to $4,999.99 0.10%
0.15%
0.10%
0.15%
 Quarterly
Bank Advantage $100.00 $1,000.00 $0.00 0.05%  0.05%  Monthly
Blue Chip MMIA $2,500.00 $2,500.00

$0.00 to 9,999.99

10,000 to 24,999.99

25,000 to 49,999.99

50,000 to 99,999.99

100,000 to 249,999.99

Over 250,000.00

0.05%

 

 

0.35%

 

0.40%

 

0.60%

 

0.75%

 

0.95% 

0.05%


0.35%


0.40%


0.60%


0.75%


0.95% 

Monthly 
Investment Checking $5,000.00 $10,000.00

$0.00 to 9,999.99

10,000 to 24,999.99

25,000 to 49,999.99

50,000 to 99,999.99

Over 100,000.00

0.05%

0.25%

 

0.35% 

0.50%

0.60% 

0.05%

 

0.25%


0.35%


0.50%


0.60% 

Monthly 
Kasasa Cash* $100.00 $0.00

$0.00 to 15,000.00

Over to 15,000.00

2.75%

0.50%

2.72%

0.50%

 Monthly
Rewards Checking* $100.00 $0.00

$0.00 to 25,000.00

Over to 25,000.00

1.26%

0.50% 

1.25%

0.50%

 Monthly
Health Savings Account $50.00 $1,500.00

$0.00 to 499.99

500 to 1,999.99

2,000 to 4,999.99

5,000 to 14,999.99

Over to 15,000 

0.01%

0.05%

0.05%

0.10%

0.20% 

0.01%

0.05%

0.05%

0.10%

0.20%
 

Monthly 

 

Fees may reduce earnings on some interest-bearing accounts.

Balances must be at least $0.01 to earn interest.

Rates and APYs may change after the account is opened or anytime thereafter.

*Kasasa Saver — must have a linked Kasasa Cash or Kasasa Cash Back checking account. 

*Rewards Savings — must have a linked Rewards Plus Checking account.

*Kasasa Cash — must have at least 16 debit card purchases post and settle, recieve eStatement and at least one direct deposit.

*Rewards Checking — must have at least 11 debit card purchases post and settle, receive eStatement and at least one ACH debit or direct deposit.

*Christmas Club — must be auto transfer payment account only.

Rewards Checking

Minimum balance to earn interest Minimum Opening Balance Minimum to avoid monthly fees APY Interest Rate Compounding Frequency
$0.00 to 25,000.00  $100.00 $0.00 1.26% 1.25% Monthly
Over  25,000.00  $100.00 $0.00 0.90% 0.90% Monthly

 

*Rewards Checking — must have at least 11 debit card purchases post and settle, receive eStatement and at least one ACH debit or direct deposit.

Rewards Savings

Minimum Opening Balance Minimum to avoid monthly fees Minimum balance to earn interest APY Interest Rate Compounding Frequency
$50.00 $0.00 $0.00 1.00% 1.00% Monthly

 

*Rewards Savings — must have a linked Rewards Plus Checking account.

Statement Savings

Minimum Opening Balance Minimum to avoid monthly fees Minimum balance to earn interest APY Interest Rate Compounding Frequency
$50.00 $300.00 $50.00 0.05% 0.05% Quarterly

Super Savings

Minimum Opening Balance Minimum to avoid monthly fees Minimum balance to earn interest APY Interest Rate Compounding Frequency
$5,000.00 $5,000.00 $50.00 to $4,999.99 0.05% 0.05% Quarterly
$5,000.00  $5,000.00 $5,000.00 & over  0.05%  0.05% Quarterly

 

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