Certificates of Deposit (CDs)

If you've got your eye on the road ahead, a CD is the savings strategy for you. CDs are some of Sutton's highest yielding, FDIC-insured savings and investment vehicles.

You take the wheel by locking in a fixed rate of return for whichever term you choose. Our CDs combine security and flexibility with higher returns on your money. With Sutton Bank CDs, you're going somewhere!

  • Fixed rates, higher than regular savings
  • Receive higher rates by selecting a longer term
  • Provides more guarantee than other risky investments
  • Set aside for future savings goals
  • Flexible terms from 7 days to 42 months
  • No setup or maintenance fees
  • Early withdrawals subject to penalty*
  • Free eStatements
  • Minimum balance of $1,000

*Early withdrawals may result in penalties that vary by term of CD. Contact us for more detailed information.


FDIC insurance doesn't have to stop at $250,000. CDARS offer FDIC insurance on multi-million dollar balances. Plus, the management of your CDs is handled in full by Sutton Bank. That way, you gain better rates and peace of mind without inheriting the workload to match. Read on about the many fine features of a Sutton Bank CD.

  • Interest above standard savings, which may compare favorably with other investment alternatives
  • Greater security; multi-million-dollar FDIC insurance coverage
  • Convenience; everything is managed internally by Sutton Bank
  • One interest rate
  • One regular statement
  • One year-end tax form
  • Flexible maturity periods available
  • Helps support lending opportunities within your local community
Limits apply. Funds may be submitted for placement only after a depositor enters into a CDARS® Deposit Placement Agreement with us. The agreement contains important information and conditions regarding the placement of funds by us. CDARS and Certificate of Deposit Account Registry Service are registered service marks of Promontory Interfinancial Network, LLC

*Call us at 800-422-3641, or visit a Sutton Bank location to learn more about the CDARS program.