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Link Kasasa Saver® to your Kasasa® checking to maximize your savings potential.

Key Features

  • Automatic Savings
  • No Monthly Maintenance Fees
  • No Minimum Balance Requirements

All balances receive an APY of 1.51%!*

  • Savings account that builds your savings effortlessly
  • Links to free Kasasa Cash® or Kasasa Cash Back® checking
  • No minimum balance to earn rewards
  • No monthly maintenance fees
  • Free digital banking, including:
    • Free online banking
    • Free mobile banking (message and data rates may apply)
    • Free eStatements
  • $100 minimum deposit to open

It's easy to earn rewards!

Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver interest rate too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle: 

For Kasasa Cash:

  • At least 1 direct deposit
  • At least 16 debit card purchases

For Kasasa Cash Back:

  • At least 1 direct deposit, ACH credit, or ACH payment transaction
  • At least 16 debit card purchases

And if you don't meet the qualifications, don't worry. Your Kasasa Checking accounts are still free. Plus, you'll still earn our base interest rate on Kasasa Saver. And you can get right back to earning your full rewards the very next cycle that you qualify.

See 2023 Qualification Cycle Schedule here.

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our bank. "Monthly Qualification Cycle" means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Reward Information: When your Kasasa Cash or Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your account(s) on the last day of the current statement cycle: Kasasa Saver: All balances receive an APY of 1.51%. Kasasa Cash: Balances up to $15,000 receive an APY* of 3.30%; and balances over $15,000 earn 1.50% interest rate on the portion of balance over $15,000., resulting in a range from 3.30% to 1.78% APY* depending on the account's balance. Kasasa Cash Back: 2.00% cash back on up to a total of $300.00 in debit card purchases that post and settle to the account during that cycle period. A maximum of $6.00 cash back may be earned per Monthly Qualification Cycle. When Kasasa Cash qualifications are not met, Kasasa Saver: All balances earn 0.05% APY. Kasasa Cash: All balances earn an APY* of 0.05%. Kasasa Cash Back: No cash back payments are made. *APY = Annual Percentage Yield. APYs accurate as of 8/01/2023. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, and other requirements apply. $100 minimum deposit is required to open the account. Monthly Direct Deposit, enrollment to receive estatements, and sixteen debit card purchases are conditions of the Kasasa Cash account. Monthly ACH Credit or ACH Debit transactions, enrollment to receive estatements, and sixteen debit card purchases are conditions of the Kasasa Cash Back account. Enrollment in electronic services (e.g. electronic statements), may be required to meet some of the account's qualifications. Limit one Kasasa account per Primary social security number. A Kasasa account is required in order to have a Kasasa Saver account. There are no recurring monthly service charges or fees to open or close this account. Contact one of our customer service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC Kasasa, Kasasa Cash, Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.

*Mobile Banking: Message and data rates may apply

Old-fashioned Innovation

Give Us A Call: 800-422-3641