Credit Cards

Sutton Bank's Visa® card features ready-to-use credit and a competitive interest rate. Accepted at more than 25 million locations worldwide, a Visa credit card offers you the freedom to make purchases or get cash virtually anywhere.

Sutton Bank rewards you for using your Visa credit card with our Scorecard Rewards Program. For every $1 you spend on eligible purchases, you earn one point. Points can be redeemed for merchandise, travel, gift cards, and cash back.

We now offer SecurLOCK Equip, a new mobile app that allows you to control how, when and where your credit card is used. It's a simple and secure way to manage and monitor your payment transaction activity. SecurLOCK Equip can help to keep your payment card safe and provide instant notifications whenever your card is used.

We now also support Apple Pay and Samsung Pay for all personal credit cards! Sorry, it's not available for our Business cards! For more information, please visit our Mobile Wallet page.

    Summary
    • Competitive interest rates
    • No annual fee
    • Participants earn points on money spent
    • Register for the fantastic Scorecard Rewards program, offering:
      • Travel rewards
      • Awesome merchandise
      • Gift cards and cash back
    EMV Chip Card Information

    Credit and debit card users can learn all about the new cards they're receiving in the mail in "A consumer's guide to 'chip' cards," created as part of the Consumer Action/Visa Inc. educational project Know Your Card. Click here to view the publication online.

    U.S. consumers who use credit and debit cards are now receiving new cards with embedded chips that replace their old magnetic stripe cards. To help ease the transition for cardholders, Consumer Action has created "A consumer's guide to 'chip' cards," a free publication designed to help credit and debit cardholders understand why the transition is taking place, how the checkout process will change, what consumer protections they will have and where to get more information.

    Also known as EMV ("Europay, MasterCard, and Visa"), the chip card technology is already widely used in other countries because it provides greater protection against fraud at the payment terminal. While the new cards will be just as easy to use, the process--insert instead of swipe--will be a little different. Cardholders who haven't already received replacement cards are likely to receive them from their issuing bank by the end of 2015.

    SecurLOCK Equip

    SecurLOCK Equip is a new mobile app that allows you to control how, when and where your credit card is used. It is a simple and secure way to manage and monitor your payment transaction activity. SecurLOCK Equip can help keep your payment cards safe and provide instant notifications whenever your card is used.

    SecurLOCK Equip requires you have a credit card account issued from Sutton Bank. You will also need an Apple or Android smartphone. After downloading the app you will be instructed to enter your full account number then other authentication information. Once registered you can begin using the app immediately.

    Click here for more information on SecurLOCK and registering your card.